Recorded during OWIN26, this video interview presents Alberto Cuccu, Objectway’s COO International, sharing his perspective on how financial institutions can achieve scalable innovation. The conversation focuses on key themes such as building strong operational foundations, leveraging partnerships, and using AI to enable sustainable growth.

From Alberto’s standpoint, scalable innovation means growing revenues without a proportional increase in costs, complexity, or risk. This requires a clear approach:

• first, establishing a solid and reliable foundation;
• second, embracing partnerships as a way to co-create value and expand capabilities;
• and third, using AI as an accelerator of scalability.

A central idea in his perspective is that scalability must be designed from the outset. This involves building an ecosystem of partners and applications, adopting composable and open architectures, and implementing solution-as-a-service models that combine standardization with differentiation.

Alberto also highlights that AI can deliver real impact only when supported by a strong, open and API-driven operational foundation, and when aligned with clear business objectives. In this sense, successful innovation depends on a close integration between business and technology, enabling organizations to evolve towards more dynamic and scalable “systems of actions.”

Overall, his viewpoint underscores that scalability is not a by-product of growth, but a strategic design choice, enabled by the right combination of architecture, partnerships, and intelligent technologies.